by Elba Delgado, trans. Francis González
Ramona Francisca Manzanares, a resident of Nicaragua’s Miramar community, is a role model for women in JustHope’s microcredit program. However, this 74-year-old widow and mother of eight wasn’t always this confident. In fact, when she received her first $250 loan in 2014, she was so scared that she buried the money.